Suffering an injury during an accident is a serious matter. Aside from the physical pain, a personal injury means medical treatment, and therefore, expenses.
In all likelihood, most people who have sustained injuries in an accident—particularly one that was caused by the negligence of someone else—have thought about hiring a personal injury lawyer. So when do you really need one?
You were seriously hurt.
If you’ve only sustained a small scratch or something extremely minor, there would probably be no need for a personal injury lawyer. There’s even the possibility that if you ask a personal injury attorney about it, he or she will probably say the same thing.
However, if the accident sent you to a hospital for emergency treatment, or if you’ve lost a limb or have to deal with a disability as well as long-term, continuous medical care, you have every right to get the services of a personal injury attorney.
Conflicting accident reports
When there’s confusion in the reports filed by police, medical personnel, and insurance companies regarding the accident you were involved in, you stand the risk of receiving a much lower compensation offer or worse, an outright denial of your claim.
Don’t hesitate to seek the help of a personal injury attorney when there is any conflicting information in the above-mentioned reports.
Dangerous road conditions were a factor in the accident.
When an accident occurs because of dangerous road conditions or within a construction zone, there may be more than one party that can be held accountable for the mishap. A personal injury lawyer can help identify and sue all the entities at fault.
Multiple parties are involved.
Let’s make one thing clear: even if there’s only one party liable for the accident, you still need to hire a personal injury lawyer, especially if your injuries are severe. But if multiple parties are involved, it’s even more imperative to have a lawyer because liabilities are no longer that clear, and insurance companies can make everything more complicated.
When there are multiple parties involved in an accident, there’s the possibility that you—one of the injured—will actually be seen by the other injured parties as partly at fault for the accident, which could negatively affect your own claims.
More claimants also mean less settlement money to go around. With a personal injury attorney by your side, you can secure your fair share of any settlement money and deal promptly with any counterclaims and cross-claims that may come your way.
Insurance companies are giving you a hard time.
Insurance providers are almost always involved in personal injury claims. After all, it’s the insurance policies of at-fault parties that are supposed to pay for claims made by victims of the accident they caused.
Let’s not forget, however, that when insurance companies approve medical treatments, pay for losses, and offer compensation, they will do so with their best interests in mind. Some may even fail to comply with the different terms of the policies they provide and end up not giving injury victims the compensation they legally deserve.
Insurance companies will interview injury victims and scrutinize everything they say on the record, trying to find a technicality they can use to justify paying a lesser amount or, in some cases, denying a victim’s claim outright. It’s not uncommon for accident victims who don’t have personal injury lawyers to end up receiving nothing from the at-fault party’s insurance company because of a statement they made to insurance people.
With a personal injury lawyer by your side, you will have someone to protect your interests when you’re making insurance claims. When a representative from the insurance company grills you about the accident, your personal injury lawyer can help prevent you from saying anything that could put your claim in question.
When offered a settlement
Let’s assume your claim went through without the assistance of a personal injury lawyer, and you received a settlement offer. The problem is, you’re not sure if the amount they’re offering you is fair. A personal injury attorney can confirm if you’re receiving fair enough compensation or not.
If you’re still not sure whether or not you need the services of a personal injury lawyer, you can always consult one about your specific case.